The NEW approach to your mortgage.
At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.
Schedule your dreams & goals call
Lisa Fleck, CDLP, MCLC
Branch Leader | NMLS#351370
"Where mortgage planning meets life planning—designed around your goals and vision."
Where we live, how we plan, and the financial choices we make along the way are all deeply connected. That’s why I believe mortgage planning should never standalone—it should be part of your bigger life plan. With over 25 years of mortgage lending experience, I help clients approach life’s most important financial transitions with clarity, confidence, and strategy. My role is to bring education and empowerment to the process, so that every decision supports both your present needs and your future vision.
I believe home equity is one of the most underutilized assets people have. When managed wisely, it can expand options, create financial freedom, and open the door to new possibilities. Whether you’re purchasing your next home, refinancing for better terms, planning for retirement, or restructuring after divorce, my goal is to simplify complex decisions and connect them to the bigger picture of your life.
As a Certified Divorce Lending Professional (CDLP®), Reverse Mortgage Specialist, and seasoned originator, I offer insights that extend beyond rates and loan terms. I help bridge the mortgage process with family law, financial planning, tax considerations, and retirement strategies. These specialties enrich the way I serve, but they are never the focus on their own—the true focus is you, your values, and your long-term goals.
At the heart of my work is a mission: to educate, guide, and empower. Every conversation, every strategy, and every solution is designed to ensure you feel supported, informed, and confident—not just in your mortgage, but in the life you’re building around it.way I serve, but they are never the focus on their own—the true focus is you, your values, and your long-term goals.

The NEO Experience
Being a successful homeowner is so much more than just buying a home and making your mortgage payment. The NEO Experience will make sure your home will always be a powerful tool that can help you achieve your financial goals, create generational wealth, and enjoy a secure retirement.
OUR PROCESS
Step 1
Discovery
We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.
Step 2
Strategy
We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.
Step 3
Execution
We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.
Step 4
Wealth Maximization
Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.
The closing of your loan is just the start of our relationship.