The NEW approach to your mortgage.
At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.
Schedule your dreams & goals call
Lisa Fleck
Producing Branch Manager | NMLS# 351370
As a Certified Divorce Lending Professional (CDLP®), Reverse Mortgage Specialist, and experienced mortgage originator, I bring a comprehensive and deeply informed perspective to mortgage planning—whether clients are restructuring their financial future after divorce, purchasing their next home, refinancing for better terms, or exploring how to maximize home equity in retirement.
I believe home equity is an often-overlooked asset that, when used wisely, can expand financial options, inspire new possibilities, and support long-term wealth.
For senior homeowners, a reverse mortgage can be a powerful tool within a holistic financial plan—supporting a vibrant, choice-driven lifestyle. For divorcing individuals, I provide expert insight into how real estate and mortgage decisions intersect with family law, tax implications, and financial stability. For homebuyers and homeowners, I offer strategic guidance on purchasing and refinancing, ensuring mortgage decisions align with long-term financial goals and overall life plans.
Whether you're buying, refinancing, divorcing, or planning for your golden years, my mission is to educate, guide, and empower—creating custom solutions aligned with your goals, values, and life vision.

The NEO Experience
Being a successful homeowner is so much more than just buying a home and making your mortgage payment. The NEO Experience will make sure your home will always be a powerful tool that can help you achieve your financial goals, create generational wealth, and enjoy a secure retirement.
OUR PROCESS
Step 1
Discovery
We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.
Step 2
Strategy
We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.
Step 3
Execution
We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.
Step 4
Wealth Maximization
Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.
The closing of your loan is just the start of our relationship.